The year is 1984: The Miami Dolphins were en route to the Super Bowl for what will turn out to be the last time in four decades (and counting), and Richard's Gems and Jewelry opened downtown with various fine diamonds and precious jewels. For nearly 40 years, Richard's display cases have stocked enough ice and bling to make any dweeb walk out with swagger. With fair (yet less negotiable) prices, Richard's is the ideal spot for all your sparkly accessories.

With seven locations scattered across greater Miami from Sweetwater to Pembroke Park, King Cash Pawn has established itself as pawn-shop royalty. Over the years, the growing chain has made a name for itself across Miami-Dade by providing fair evaluations and fast cash. Whether you're buying or selling, the self-proclaimed friendliest pawn shop in town offers a safe, no-pressure environment at every store, but the Opa-Locka shop stands out for customer service.

When the Hearts & Stars Gala took over the Design District's Jungle Plaza with caviar, martinis, craps tables, and a live performance by Wyclef Jean in March of this year, it was not only a good time but a good time for a good cause. Little Lighthouse Foundation (LLF) has assisted nearly 14,000 underserved children across South Florida since its inception in 2010. With more than 20 programs, including back-to-school drives, Halloween parties, and an adopt-a-meal initiative that serves families of children receiving treatment in nearby hospitals, LLF offers multiple opportunities to volunteer throughout the year.